Save the Tigers!

Are we concerned about preserving Tiger our national animal? Perhaps no. Why so? This animal has been associated for ages with beauty and power. The symbols of tiger are depicted in the Sanchi Stupa, as well as the coins which come out from the Indian Mint. Due to urbanization in almost all regions of India- we are silently watching the forests of our nation (which are the real homes of the tigers) fade away. Why are we not nurturing our national pride? Why are we taking the side of the catastrophe of conversationalist? The debate continues…

This calamity which we are not taking seriously is even worse than the debacle of the World Trade Center (WTC) being reduced to rubble. The WTC is being rebuilt. However, the loves lost in the disaster is a sorry truth. If the tigers of our nation once perish- they cannot be replicated. Can they? If we do not take the action to protect our forests and its animals, especially the tigers- our future generations will never get a chance to see (in zoo) how a tiger looks like!

Projects to Curb Killing of Tigers:

Many an ambitious projects have been launched in India to stop this menace- killing of the tigers. The most important of these attempts ‘Project Tiger’ was launched in the year 1973 (1^st of April) in the Corbett National Park. It was inaugurated by the then Prime Minister Shrimati Indira Gandhi. This project has been an utter failure. At the time of its launch there were more than 2000 tigers. Now the number has almost halved.

The Statistics of the Tigers in India:

You will be shocked to know that around 100 years back there were more than 50,000 tigers in the country. Now, we are hardly left with approximately 1400 tigers in our country! As you are reading this blog- some poacher may be lurking in the jungles ready to slay a tiger. Rise- awake- do something to protect the tigers of the nation!

In the seven protected areas a minimum of 80 tigers have been poached. There are 75 such protected areas. The figures of the tigers poached in all the areas taken together are a matter of serious concern but are we concerned? The Sariska Reserve has lost all its tigers. 25 tigers in the famous tiger zone Ranthambore have been poached. The tigers in the Rani Durgawati Sanctuary and Palpurkuno (Madhya Praesh), Sawai Maan Singh Sanctuary (Rajasthan), and Kala Devi Sanctuary have reduced at alarming rates. The Panna Reserve has lost around 30 tigers.

Last January (year 2010) the Jim Corbett National Park lost five tigers in the same month. This is of course a disaster. Search was conducted to delve to the reason of the loss. It seems to be the notoriety of the poachers of the area. It is hard to digest, but even the protectors of law (few policemen) support these poachers. Skins of tigers illegally killed have been seized from Sundarbans, as well as forests in Uttar Pradesh and Orissa. These are stealthily exported to counties like Nepal and Tibet for hefty amounts. The skins of the tigers are used to make dresses in these countries.

Fate of the Tigers Elsewhere:

Not only in India, but also in South China, Java, Caspian and Bali the tigers are becoming extinct due to poaching. No rule, law or project is enough to curb the killing of this epitome of power, unless we become sensitive to where the future is taking us to.

How to Protect the Tigers?

We should learn from the loopholes we have left in the previous attempts to save the tigers. Competent officials should be based in the protected areas, who cannot be lured by the poachers. The forest guards should be proactive. The laws for poaching should be made more stringent, and those breaking the rules should be severely punished. Felling of trees in the tiger habitats should be stopped immediately. Research and training how to preserve this national heritage should be conducted at frequent intervals. Legal support should lend out helping hands to the tiger (well virtually!). International organizations should also intervene in these novel movements. After all, global ecology is to be maintained by saving the tigers!

Do Not Preach. Be Proactive…

The future of the tigers in our nation is absolutely uncertain. I feel that the armchair intellectuals, the forest dwellers, the tribals, and the (so-called) activists are actually doing very little, or nothing to protect the tigers. If we continue being so callous we will reach a point of no returns. Then we have to forget that there exists an animal called ‘tiger’. Let us act, before it is too late. Let us take measures to stop destruction of forests, and its animals. Finally, poaching has to be stopped by the government. Is this too much to ensure that our future generations get a chance to have a glimpse of the tigers?

There are very few who realize the grave situation this incredible animal is facing in India. This animal is at the apex of the food chain in the forest. If adequate supply of food and a natural surrounding to dwell is available- this animal multiplies very fast. The recent years are seeing the reverse. The tigers are struggling for existence.

If the tigers reduce in drastic numbers, the other animals (on whom the tiger feeds) will surpass the adequate number. This will result in less of food for them. The vegetation of the forest will soon perish. The jungles will come to an end. This will hamper the oxygen supply in the air. Should we take this predicted destruction casually? Well, even a layman should understand the implications disturbing this ecological balance. It is high time for us to be proactive to save the tigers. Join hands! Will you?

Visit Port Blair

 

Port Blair is the capital of Andaman and Nicobar Islands (a group of islands). Port Blair is also call the Emerald Islands, because of its lush greenery. The pristine beauty of Port Blair has seen many a historic moments. The sea-sides are enjoyable. There are two modes of travel to Port Blair from India. You can travel to this place directly from Chennai, Vishakhapatnam as well as Kolkata by ship. The Kolkata and Chennai airports have flights connecting Port Blair. However, only one flight is available from both the cities to and fro Port Blair in a day (in the morning hours). The Vir Savarkar Airport in Port Blair is only 2 kilometres from the heart of the city. There are taxis and auto-rickshaws outside the terminus of the airport at the time of arrival of the flights. There are many public buses available near the airport or the jetty.

Port Blair is named after Archibald Blair who was a lieutenant in the British Era. He tried to set up a colony in the region in the year 1789. Port Blair was also the place chosen by the eminent freedom fighter Netaji Subhas Chandra Bose to carry out his activities temporarily. The famous song ‘Holes to Heaven’ composed by Jack Johnson, a Hawaii born musician and film-maker has made this island famous.

The Cellular Jail of Port Blair is very infamous for the torture meted out to the prisoners. This was the place where the revolutionaries of the Indian Freedom Movement were sent. Some were hanged here. You can get immersed in the spirit of the struggle for freedom of India through the light and sound shows in the evening hours. These shows depict the sufferings of the freedom fighter kept or hanged here. The nearby places are Wandoor, Ross Inland, North Bay and so on.

How to Get Around?

You can explore the islands by simply walking, but you should be along-with a local. Other-wise you will get lost because most of the places may look similar with steep high grounds. There are abundant auto-rickshaws in Port Blair. The minimum fare is 10 rupees. You have to pay the fare according to the distance. You may get up into any auto-rickshaw, and ask them to take you to Aberdeen Bazaar in Port Blair. This is an important land-mark. Local buses facilitate travel inter and intra-city. Scooters, motorcycles and private cars are available for hire to be used for inland tours. You have to go to other islands by ferries. Boats, steamers and a type of canoes are available to take you to your place of interest. It is advisable to be aware of the places before you embark on your voyage.

Port Blair Tourist Highlights:

• Gandhi Park- This is a small park with facilities such as amusement rides, nature train, safe aqua sports and historic remains in the garden. There is a Japanese temple and a bunker. Initially the Dilthaman tank was the sole source of drinking water to the people of Port Blair. This tank is located in the park. This is a great destination to visit with kids. The Gandhi Park was built in an amazingly short period of 13 days.
• Mini Zoo- This is in the Haddo area on the Delanipur- Chatham Road. Many rare species of birds and animals are found in this zoo. Well, the number of birds and animals are quite less (around 15). This zoo is too small and hence called Mini Zoo.
• Wandoor- This is a beautiful beach located 29 kilometres from Port-Blair. The water is shallow green.
• Mahatma Gandhi Park- This is at a distance of 29 kilometres from Port Blair at Wandoor. It covers an area of 281.5 square kilometer. The marine park is made up of open sea and creeks. You can view the marine habitat and rocks from the glass floor of the boats. Thrilling activities like scuba diving and snorkeling can be carried out here.
• Sippighat Farm- This is 14 kilometres from Port Blair. The farm has an area of 80 acres or 3,20,000 square metres. It is a government farm. Research and development for cultivations of cloves, cinnamon, nutmeg, pepper and coconut are carried out here. The Central Agricultural Research Institute or CARI is located in the area.
• Chidiya Tapu- It is 25 kilometres from Port Blair in the southern end of South Andaman. The lush mangroves and the greenery of the forests render peace to mind. The chirpings of the birds are worth enjoying. The hillocks in the area give a majestic view of the Islands. Conducted tour commence from the area.
• Collinpur- Collinpur is located next to Tirur. This is 36 kilometres from Port Blair. This place has an enchanting beach (of sand). This place is very apt for swimming, sunbathing, as well as viewing the sunset. Many people select this location for picnics.
• Madhuban- This area is suitable for trekking. It is in South Andaman (north-east area). Tourists can trek to this place and see rare species of butterflies, birds, elephants, as well as flora.
• Mount Harriet- If you travel to this place by road you have to cover a distance of 55 kilometres, whereas it is only 15 kilometres via the waterways. On the top of the mountain you will get an enchanting view of the surroundings. The height of Mount Harriet is 365 metres approximately. Conducted tours are available to this place commencing at the Teal House in Andaman.
• Ross Island- The area of the Ross Island is 6 square kilometers. Once upon a time this was the place from where the British administered the surrounding islands. There are defunct club houses, granaries, theatre halls, church, graveyard, residential complexes, tennis courts. The earthquake of 1941 ended the craze for the Englishmen to reside in this island. Now people ferry to this place by boat and steamers for a short trip. Boats depart from the Pheonix Bay jetty for the Ross Island in the morning hours between 8.30 am and 12.30 pm.

Hill Stations in India

The hill stations in India are perfect destinations for tourists to visit during the summer months. The picturesque hills of the country beacons all. The compelling beauty of the Hill stations is a visual delight for one and all. Crowds throng these tourist destinations almost all over the year.

These places are tucked far away from them maddening crowds. The lush greenery, the fresh air, the mountain dews and the snow capped peaks create a have for the vacation seekers. People escape to the hill stations to avert the scorching heat of the plains. The picturesque beauty of the hills entices the international tourist and many of them keep on frequenting India without inhibitions.

The adventure enthusiasts have ample scope for trekking and explorations in these Hill stations. Sporting activities like trekking, mountaineering, rock climbing, mountain biking, kayaking, skiing and paragliding are very popular. The newly weds prefer to go to these places for honeymoons and start their conjugal life in a romantic way. There is romance in the air of the hills. Therefore, these hills help to revive many a staggering marital or conjugal lives.

The students of botany and geography are taken for excursion to the hill stations to link the learning of the class to the real scenario.  These students collect leaves of plants and other flora and fauna which can be preserved. They may also collect rocks and other findings for experiential learning.

The travel agents provide several tour packages to suit different travel plans and budgets. You need to chalk out your travel plan prior to your booking to facilitate your to avail the utmost of your trip to any hill station. Almost all hill stations are connected by rails and roads. A few of these places have air connectivity also.

The most famous hill stations of India are the following:

• Jammu and Kashmir- Gulmarg, Srinagar and Sonmarg
• Himachal Pradesh- Shimla, Kulu and Manali
• Uttarkhand- Mussoorie, Nainital and Kausani
• Rajasthan- Mount Abu
• West Bengal – Darjeeling, Gangtok and Kalimpong
• South India- Ooty, Kodaikanal and Munnar

Hill Stations in Northern part of India:

North India has the highest number of hill stations due to its geographic advantage. Many of the best hill stations of the world are located here. Many people plan their trips to North Indian Hill Stations to rejuvenate themselves. The snow capped mountains, the greenery, the fresh air, the friendly people all invite tourists from all over the world. The famous hill stations of North India are Pahalgam, Sonamarg, Srinagar, Chail, Chamba, Dalhousie, Dharamsala, Kangra, Kasauli, Khajjiar, Kufri, Kullu, Manali, Palampur,  Renuka, Shimla, Zanskar, Almora, Badrinath, Gangotri, Kausani, Mussoorie, Nainital,  Pithoragarh and Ranikhet.

Hill Stations in the Southern part of India:

The southern part of the country is blessed with hill stations like Anantagiri, Coonoor, Coorg, Idukki, Kodaikanal, Munnar, Ooty, Peermade and many more. While planning your trip in South India you should never ever miss out the popular hill stations of the state you are visiting. So pack your bag with proper woolies (you may need in the evenings) and embark on the trip to a peak in South India. The charms of these hills will fascinate and rejuvenate you.

Hill Stations in Eastern part of India:

The beauty of East India is synonymous with natural beauty and diversity of culture. The famous hill stations in the eastern zone are Darjeling, Gangtok, Kalimpong, Mirik, Kursheong, Shillong and Tawang.

Hill Stations in Western part of India:

These hill stations blend natural beauty with adventure facilities. The exotic locales of the Hills of Western India are a must visit destinations. The popular hill stations in this zone are  Khandala, Lonavala, Mahabaleshwar, Mantheran, Panchghani, Panhala and Saputara.

Short Description of the Hills Stations in India:

Darjeeling Hill Station- If you want to view Kanchenjunga the third highest peak in world- you must visit Darjeeling in the northern part of West Bengal. Well, this is not all you can enjoy pleasure rides in the largest man-made lake in the hills called Mirik. You can view the enthralling sunrise in the Tiger Hills. Last but not the least, you can stroll in the mall- gossip, eat and visit the shops and stalls to purchase garments, woolens and so on.

Kodaikanal Hill Station- Kodaikanal or Kodai is in the southern part of the Palani Hills. It is 120 kilometres from Madhurai in the southern part of the country. The altitude is 2100 metres. The slopes of the hills are filled with woods, waterfalls, and rocks.

Khandala Hill Station- This is set at the height of 625 metres in the Sahyadri Ranges in the western slopes. Khandala is located in the state of Maharashtra. The panoramic views are seen to be believed.

Lonavala Hill Station- This is a hill station in Maharashtra. This is known to be the jewel in the Sahyadri Mountains. This is a popular as a health resort.

Manali Hill Station- This is a very important hill station in the north of India. This hills station attracts innumerable tourists. The name is derived from Manavalaya (home of Manu). People also come here for pilgrimigages.

Mount Abu Hill Station- This hill station looks like an oasis of greenery in the barren deserts of Rajasthan. This is located in the southern end of the Aravali range. The rich fauna renders the coolness to the climate of the area.

Mussoorie Hill Station- This is a charming location in the hills of Garhwal. The distance of Mussourie from Dehradun is 34 kilometres. The altitude is 2003 metres.

Nainital Hill Station- This hill station has many lakes and greenery. The famous temple of Naina Devi is visited by tourists enthusiastically. There are many more temples. This land abounds many mythological stories and legends.

Ooty Hill Station- Ooty (Udhagamandalam) is situtated in the Nilgiris. This is a favorite retreat in the southern India. There are orchards of peaches, plums, as well as tea and eucalyptus plantations.

Shimla Hill Station- This is the most popular hill stations in India. It was the summer capital of India in the British era. The altitude of Shimla is 2,196 metres. In this location reminiscence of the British rule lingers till date. The city of Shimla has accessibility to many major destinations. It is well connected by many rails and roads.

Metro Ride in Kolkata

Have you ever enjoyed a tide in the metro rail at Kolkata (previously called Calcutta) in the eastern state of West Bengal? If not you have missed something in life! Visit Kolkata soon and explore the pleasure already enjoyed by the teaming millions. Are you ardent to know more- about the metro railways in Kolkata? Read on…

A Brief Overveiw of the Kolkata Metro Railway: The city of Kolkata boasts of the metro rail network in the undergrounds. The metro railway way of Kolkata has achieved the status of zonal railways. The operations started in 1984. In those days the metro railway in Kolkata used to ply between Esplanade and Bhowanipur. With the passage of time the metro railways started growing in length (well literally). Now, the expansion of the metro railways is between Dumdum (in north of Kolkata) and Garia (in the southern fringe of the city). There are plans of constructing the metro railways between the eastern and western parts of the city.

The idea to build underground railway station was conceived in 1949 by the Late Bidhan Chadra Roy (a noted political figure and reformer). In that time the coaches had ordinary revolving gates. The first metro coach was flagged off from Esplanade to Bhowanipur (now Netaji Bhavan) carrying eminent personalities under the ministership of Abu Barkat Ataur Ghani Khan Choudhury. He served as the Railway Minister between 1982 and 1989. In 1986, the line was extended in the southern end till Tollygunj (now Mahanayak Uttam Kumar). The modernization and maintenance of the metros have been hindered at regular intervals due to political events post 1986.

However, as the years passed by the popularity of the metro rails in Kolkata grew phenomenally. Hence, the number of coaches grew with time. Recently, air conditioned coaches have also been introduced. The numbers of trains have been increased. In the office hours the trains ply more frequently compared to the lean hours. The weekdays see more footfall in the metro and therefore the frequency of the trains are higher than the holidays.

Initially manual tickets were sold at the ticket counters. Then the magnetic tickets were introduced to help the metro staff track the errant riders. The gates accepted the magnetic tickets with certain built in checking process. The systems of package rides were introduced. Individuals could purchase tickets and use it for many rides within the stipulated period. Now, there are escalators to provide additional comforts to the metro users.

The stations of the metro railways were previously names according to the locations. In the recent times Madam Mamata Banerjee of Trinamul Congress (who is also the railway minister) has renamed these stations paying ode to the famous personalities of the yesteryears who had made a difference to the country, and especially Bengal.

MAIN FEATURES OF THE METRO RAIL (IN KOLKATA):

The metro systems in Kolkata are complex and imbibe applications of many new technologies. The engineers who are employed to maintain the same have personal expertise and foreign qualifications and experiences. These seasoned and well-trained professionals maintain the metro railways with vim and vigor making use of may new technologies.

• Cut and cover process have been followed in the city making use of the diaphragm walls.
• Shield Tunneling used compressed air as well as airlocks were used.
• The stations are air conditioned. Ventilation system is maintained to control the environment of the stations.
• Transformers (dry categories) and circuit breakers are used.
• Some stations controlled trains by making use of micro-processors.
• Introduction of automatic ticketing systems are on cards.

METRO COACHES EXCLUSIVELY FOR WOMEN:

In the recent times there had been an effort to introduce women’s special coaches in the Kolkata Metro. This did not work out. During the rush hours it was not convenient for people to find which coach was allocated only for the women- leading to unwanted incidents. Also, the men felt it was unfair that the women could get up in any coach as per their preferences, while they had to avoid some coaches. There was also loss of time in searching and getting into or avoiding these coaches. Families found it difficult as the women had to get up in separate coach and the men in others. Boys as young as 10 or 12 years were asked not to board these coaches, separating them from their mothers. It was inevitable that these coaches approach did not work out well.

BENEFITS OF RIDING THE METRO RAILWAYS IN KOLKATA:

• It utilizes one-fifth energy to carry each passenger when compared to other road based transportation systems.
• It generates less noise, nil air pollution and is an environment friendly transportation system.
• It does not occupy any road space in the areas where it is underground.
• In the zones where metro plies above ground, it is usually located on elevated land.
• It is more comfortable, safe and reliable compared to the other transportation systems of the city.
• It generally maintains time.
• Journey is fast and saves time.

THE KOLKATA METRO RAILWAYS PROVIDE:

Better Connectivity: People can travel from Tollygunj to Dumdum (a distance of kilometers) in less than half an hour. Can you imagine such facilities in any of the road transport facilities?

Train Timings: The metro railways in Kolkata maintain proper timings in general. There are trains at frequent intervals so ease out the commute for the users of the metro.

Basic Comfort: Yes, metro railways do provide a lot of comfort but barring the peak hours. If you are riding the metro for pleasure, endure that you do so in the lean hours or holidays.

DEATH TRAP:

It is unfortunate that many people are choosing the metros tracks in Kolkata to end the woes and miseries of their lives. The smooth plying of the rails is hampered on those fateful days when such an incident occurs. Commuters are delayed in their journeys to their destinations which is not at all a good sign. This should come to an end. The high officials of Metro should adopt strict measures to avert such attempts.

Visiting Hyderabad? Behold these Tourist Highlights!

Falaknuma Palace: This was built in 1872 by Nawab Viqar al-Umra. This is an architectural marvel and an opulent palace of the Nizam. The impressive interior has floral architecture. There is a dining table which can seat 100 people. Visitors are allowed to view this palace externally.

Golconda Fort: This is opened between 7 am and 8 pm. This was a major structure during the 16^th century. Diamond was traded in the region. This is a gigantic structure. You will be enriched if you take help of a guide. You need to take tickets to enter. In the surrounding shops you will find glass bangles, and delicacies of the region. The main attraction of the Golconda fort is the light and sound shows held during the evening hours.

Charminar: This consists of four minarets which remain opened from 9 am till 5 pm from Monday till Saturday. However, on Fridays the visits to Charminar between 1 pm and 2 pm is prohibited due to the prayers. This minaret was built by Qutub Quli Shah to pray for the end of an epidemic (plague). The Charminar has been the icon of Hyderabad since long. The towers are 48.7 metres in height. There are 45 prayer spaces in the upper floors. This structure is located in the middle of a busy locale in the old city region of the city.  A majestic view of the city of Hyderabad is available from the top of the minaret. This is one of the most famous attractions of the city.

Salar Jung Museum: The collections of the Salar Jungs or the prime ministers are exhibited here. The collections of the jewelry and garments of the Nizam are on display. Many article of the Islamic era are also in the display. Cameras, large bags, and liquids are not allowed. However, your mobile phones will not be checked if they have cameras in them.

Birla Mandir: The location of the Birla Mandir in Hyderabad is in Adarsh Nagar. You can reach the temple by climbing steps or take another route and go by car. The temple is opened between 10 am and 12 noon and again between 2 pm and 8 pm. The construction is of sparkling white marbles. The location is on Naubat Pahad. This temple of Venkateshwara temple provides a magnificent view of the city.

Shilparamam: This is near the Hi tech city at Madhapur. This is a crafts village at the entrance of the Hi tech city. It aims to preserve the culture and handloom heritage of the past. The sculptures sold here look realistic. Traditional goods are sold. You will find garments, drapes, artifacts, jewels and accessories.  There is a rock museum in the village.

Hussain Sagar Lake (Tank Bund): The necklace road in the Hussain Sagar Lake area is illuminated at night. People visit this picturesque locate in the bustling city for merry-making, especially in the evenings. The lake is a landmark between the twin cities of Hyderabad and Secunderabad. This was built in 1562 by Ibrahim Qutub Quli Shah on the Musi river. The parks and temples in the surrounding areas are worth visiting. There is a famous statue of Lord Buddha in the middle of the famous lake. This was einstalled in 1992. Boat rides are available. The Lumbini Park in the vicinity is another place to be visited. 

POPULAR PARKS OF HYDERABAD:

• Chacha Nehru Park at Masab Tank is enjoyable for morning walks and visits with kids. Free yoga classes are held in the morning between 5 am and 6 am. There are clubs for exercising and tennis lawns in this park. There is a minimal entry fee to the park.
• Lumbini Park at Necklace road is famous for the laser shows (along-with music) in the evenings. There are stalls of mouthwatering snacks inside the park and gaming venue for kids. There are sufficient parking areas for vehicles inside the park though you need to take tickets. Boating facilities to enchant the visitors are presents.
• Public Gardens (Bagh-e-aam) or garden for the common folks near the State Legislative Assembly has the Jubille Hall, Jawahar Bhavan, Health Museum, as well as the Archeological Museum.
• The Indira Park in the Lower Tank Bund area near Kavadiguda is a sprawling park and has facilities of boating in its ponds. There are food stalls and skating (for kids only) arenas in the park where kids can practice in the evenings of the scheduled days of the week.

Majority of these parks hold educative programs and fairs at regular intervals. The other parks of the city which attracts people are the following:

• Sanjeevaiah Park
• Krishna Kanth Park
• Lotus Pond in the Jubilee Hills
• Botanical Garden at Madhapur
• Nehru Zoological Park
• KBR National Park at the Chiraan Palace
• The Chilkur Wildlife Park
• The Necklace Road is the Chaupati Chowk of Hyderabad.
• The Jalavihar Family Water Park at Necklace Road
• Mahaveer Vanasthali Wildlife Park
• Jalagam Vengal Rao Park at Banjara Hills
• NTR Gardens at Necklace Road (an elite park built in 2000.)
• The Necklace Road is the Chaupati Chowk of Hyderabad.

RELIGIOUS PLACES IN HYDERABAD (AND SECUNDERABAD):

• Sanghi Temple at Hayat Nagar
• ISKCON Temple at Abids
• Mahankali Temple at Laldarwaza (This is the site for the main Bonalu annual procession)
• Peddamma Gudi (Temple) at Jubilee Hills
• Ashtalaksmi temple at Dilsukhnagar
• Ujjaini Mahankali Temple at Secunderabad
• St Joseph’s Cathedral at the Gun Foundry area in Secunderabad
• Hussain Shah Wali Dargah
• Moula Ali Dargah
• Toli Masjid (Karwan)

OTHER PLACES TO VISIT IN HYDERABAD:

• Osman Sagar Dam at Gandipet
• Himayat Sagar
• Durgam Cheruvu of the Secret Lake close to the Hi-Tec City
• Saroornagar Lake (crowded during immersion of Lord Ganesha)
• Shamirpet (24 kilometres from Secunderabad) famous for lake and deer park
• Qutb Shahi Tombs (1 kilometre from the Golconda fort)
• The Nizam’s Museum (behind Princess Durru Shehvar Children’s Hospital)
• Osmania Arts College
• Paigah Tombs (Santoshnagar)
• Purani Haveli, Dewandevdi (Afzalganj)
• Raymond Tomb (Dilsukh Nagar)

 

Direct Taxes in India

What is Direct Tax? The tax paid to the government directly by the tax-payer (like the Capital Gains Tax and the Income Tax) are called Direct Tax. In other words, it can be stated direct tax is taken away from ones salary or wages directly. However, the property tax which is imposed by the government is also called direct tax. In India, the collections which are clubbed under direct taxes are Banking Cash Transaction, Securities Transaction Tax, Personal Income Tax, Corporate Tax and Fringe Benefit Tax. The collections of Direct Taxes in India are increasing smoothly over the years.

Income Tax in India: The income earned during a financial year (April 1^st till March 31^st) is taxable as per the prescribed rates for that year. Here, a resident based tax paying system is followed. The taxes are charged keeping in view the residential status (not citizenship). The categories are resident, resident but not ordinarily resident, and nonresident. In case of Indian sourced income- all the three categories are taxable in India. However, for the foreign sourced income of only the residents are charged. The foreign sourced incomes of the resident but not ordinarily resident and the non-resident are not taxable in India. The Indian companies are always categorized under Indian resident. Moreover, the companies which are controlled from India are also categorized as Indian. The rest of the companies are non-resident.

The Central Board of Direct Taxation (CBDT) takes care of the Direct Taxation in India. The CBDT is a division of revenue which is a part of the Ministry of Finance. It creates and regulates the direct taxes in India. It manages the direct tax law according to the rules of the Income Tax department. The revenue act of 1963 is utilized to govern the proceedings of CBDT.

The tax structure in India is divided amongst the local government, the state government and the central government. The central government charges taxes for income, service tax, central excise and custom duties. The state government charges taxes like professional tax, land revenue, VAT (value added tax), stamp duty and state excise. The civic (local) bodies charge taxes of properties and octroi. The capital gains, tax incentive, corporate and personal income tax also fall under this category.

In India, the following heads of income are taxed:

• Salaries: The payments received for rendering services, wages, pensions, fees, commissions, as well as the taxable amount of all prerequisites are covered under this head. In India, the employers are provided with standard rules for making these deductions. The deduction depends on the salary of the tax-payer.

• The income from a house or property: The income earned by renting out premises for residential or commercial purposes are taxed under this category. There are two prescribed cuttings under this head.

• The profits or gains from any business or profession: The revenue (above a certain limit) generated from business are permissible for deduction under the tax guidelines of India. The revenue expenditures are also taxed under this head following the taxation rules.

• The capital gains: The capital gains which arise from the transfer of the capital assets. The capital assets which are held for 36 months or less are short-term assets. However, the income from shares and securities of 12 months or more are considered to be long-term capitals. The long-term interests have a lower rate of interest.

• The income from other sources: The other sources of incomes cover any income which is not specified under any of the above heads. The expensed incurred while investing for this income is taken into consideration, and tax benefits are provided accordingly.

Changes in the direct tax slabs in India in the budget 2011-12: The exemption limit was increased from 1.6 lakhs to 1.8 lakhs. However because of inflation over 10 percent this has hardly benefited anybody. The minimum age to qualify as a senior citizen has been reduced from 65 to 60. Exemption limit for the senior citizens have been raised from 2.4 lakhs to 2.5 lakhs. The very senior citizens are exempt from paying taxes till the annual income of 5 lakhs. The salaried people need not file return for income tax if TDS is being deducted from their salary. If the tax is directly deducted from the salary then it is direct tax.

Analysis of the tax incidence on different investment tools:

Pays and Perks: The idea of bringing in the government provided accommodation as a part of the salary has been dropped. The perks of government staff will continue as before. The initial draft of the plan was confronted by the salaries class of government servants.

Income Tax Slabs: The draft states that there will be a 10 percent tax for the slab 1.8 lakhs to 10 lakhs, and 20 % for the others.

Home Loans: The government has planned to continue the major tax incentive on the housing loans. The tax payers will get benefit till the loan of 1.5 lakhs per annual but the rental income will be taxed.

Insurance and ULIPs: The new life insurance products do not have any tax proposed. These fall under the exempt-exempt-exempt rule. The new ULIPs issued after DTC can be taxed only after maturity. The existing ones will be relieved from tax only on midway withdrawal and maturity.

Equity Mutual Funds: The long-term capital gain tax on the unit of equity fund is proposed. It is planned to calculate the long-term gain on equity funds and equity only after the deduction of a certain percentage of the capital gains irrespective of any indexation.

Stocks Investment: In stock investment the difference between the long-term and short-term capital gains have been removed. These gains will be considered as income from the ordinary sources and will be taxed accordingly.

Provident Fund: All saving plans (inclusive of the PF’s) will be taxed or deducted at the time of withdrawal. The PPF (public provident fund), (GPF) government provident fund, and pension fall under the EEE benefit.

Furthermore, the pension products also received special facilities.

What is Direct Tax? The tax paid to the government directly by the tax-payer (like the Capital Gains Tax and the Income Tax) are called Direct Tax. In other words, it can be stated direct tax is taken away from ones salary or wages directly. However, the property tax which is imposed by the government is also called direct tax. In India, the collections which are clubbed under direct taxes are Banking Cash Transaction, Securities Transaction Tax, Personal Income Tax, Corporate Tax and Fringe Benefit Tax. The collections of Direct Taxes in India are increasing smoothly over the years.

 

Income Tax in India: The income earned during a financial year (April 1^st till March 31^st) is taxable as per the prescribed rates for that year. Here, a resident based tax paying system is followed. The taxes are charged keeping in view the residential status (not citizenship). The categories are resident, resident but not ordinarily resident, and nonresident. In case of Indian sourced income- all the three categories are taxable in India. However, for the foreign sourced income of only the residents are charged. The foreign sourced incomes of the resident but not ordinarily resident and the non-resident are not taxable in India. The Indian companies are always categorized under Indian resident. Moreover, the companies which are controlled from India are also categorized as Indian. The rest of the companies are non-resident.

 

The Central Board of Direct Taxation (CBDT) takes care of the Direct Taxation in India. The CBDT is a division of revenue which is a part of the Ministry of Finance. It creates and regulates the direct taxes in India. It manages the direct tax law according to the rules of the Income Tax department. The revenue act of 1963 is utilized to govern the proceedings of CBDT.

 

The tax structure in India is divided amongst the local government, the state government and the central government. The central government charges taxes for income, service tax, central excise and custom duties. The state government charges taxes like professional tax, land revenue, VAT (value added tax), stamp duty and state excise. The civic (local) bodies charge taxes of properties and octroi. The capital gains, tax incentive, corporate and personal income tax also fall under this category.

 

In India, the following heads of income are taxed:

• Salaries: The payments received for rendering services, wages, pensions, fees, commissions, as well as the taxable amount of all prerequisites are covered under this head. In India, the employers are provided with standard rules for making these deductions. The deduction depends on the salary of the tax-payer.

 

• The income from a house or property: The income earned by renting out premises for residential or commercial purposes are taxed under this category. There are two prescribed cuttings under this head.

 

• The profits or gains from any business or profession: The revenue (above a certain limit) generated from business are permissible for deduction under the tax guidelines of India. The revenue expenditures are also taxed under this head following the taxation rules.

 

• The capital gains: The capital gains which arise from the transfer of the capital assets. The capital assets which are held for 36 months or less are short-term assets. However, the income from shares and securities of 12 months or more are considered to be long-term capitals. The long-term interests have a lower rate of interest.

• The income from other sources: The other sources of incomes cover any income which is not specified under any of the above heads. The expensed incurred while investing for this income is taken into consideration, and tax benefits are provided accordingly.

 

Changes in the direct tax slabs in India in the budget 2011-12: The exemption limit was increased from 1.6 lakhs to 1.8 lakhs. However because of inflation over 10 percent this has hardly benefited anybody. The minimum age to qualify as a senior citizen has been reduced from 65 to 60. Exemption limit for the senior citizens have been raised from 2.4 lakhs to 2.5 lakhs. The very senior citizens are exempt from paying taxes till the annual income of 5 lakhs. The salaried people need not file return for income tax if TDS is being deducted from their salary. If the tax is directly deducted from the salary then it is direct tax.

 

Analysis of the tax incidence on different investment tools:

 

Pays and Perks: The idea of bringing in the government provided accommodation as a part of the salary has been dropped. The perks of government staff will continue as before. The initial draft of the plan was confronted by the salaries class of government servants.

Income Tax Slabs: The draft states that there will be a 10 percent tax for the slab 1.8 lakhs to 10 lakhs, and 20 % for the others.

Home Loans: The government has planned to continue the major tax incentive on the housing loans. The tax payers will get benefit till the loan of 1.5 lakhs per annual but the rental income will be taxed.

Insurance and ULIPs: The new life insurance products do not have any tax proposed. These fall under the exempt-exempt-exempt rule. The new ULIPs issued after DTC can be taxed only after maturity. The existing ones will be relieved from tax only on midway withdrawal and maturity.

Equity Mutual Funds: The long-term capital gain tax on the unit of equity fund is proposed. It is planned to calculate the long-term gain on equity funds and equity only after the deduction of a certain percentage of the capital gains irrespective of any indexation.

What is Direct Tax? The tax paid to the government directly by the tax-payer (like the Capital Gains Tax and the Income Tax) are called Direct Tax. In other words, it can be stated direct tax is taken away from ones salary or wages directly. However, the property tax which is imposed by the government is also called direct tax. In India, the collections which are clubbed under direct taxes are Banking Cash Transaction, Securities Transaction Tax, Personal Income Tax, Corporate Tax and Fringe Benefit Tax. The collections of Direct Taxes in India are increasing smoothly over the years.

 

Income Tax in India: The income earned during a financial year (April 1^st till March 31^st) is taxable as per the prescribed rates for that year. Here, a resident based tax paying system is followed. The taxes are charged keeping in view the residential status (not citizenship). The categories are resident, resident but not ordinarily resident, and nonresident. In case of Indian sourced income- all the three categories are taxable in India. However, for the foreign sourced income of only the residents are charged. The foreign sourced incomes of the resident but not ordinarily resident and the non-resident are not taxable in India. The Indian companies are always categorized under Indian resident. Moreover, the companies which are controlled from India are also categorized as Indian. The rest of the companies are non-resident.

 

The Central Board of Direct Taxation (CBDT) takes care of the Direct Taxation in India. The CBDT is a division of revenue which is a part of the Ministry of Finance. It creates and regulates the direct taxes in India. It manages the direct tax law according to the rules of the Income Tax department. The revenue act of 1963 is utilized to govern the proceedings of CBDT.

 

The tax structure in India is divided amongst the local government, the state government and the central government. The central government charges taxes for income, service tax, central excise and custom duties. The state government charges taxes like professional tax, land revenue, VAT (value added tax), stamp duty and state excise. The civic (local) bodies charge taxes of properties and octroi. The capital gains, tax incentive, corporate and personal income tax also fall under this category.

 

In India, the following heads of income are taxed:

• Salaries: The payments received for rendering services, wages, pensions, fees, commissions, as well as the taxable amount of all prerequisites are covered under this head. In India, the employers are provided with standard rules for making these deductions. The deduction depends on the salary of the tax-payer.

 

• The income from a house or property: The income earned by renting out premises for residential or commercial purposes are taxed under this category. There are two prescribed cuttings under this head.

 

• The profits or gains from any business or profession: The revenue (above a certain limit) generated from business are permissible for deduction under the tax guidelines of India. The revenue expenditures are also taxed under this head following the taxation rules.

 

• The capital gains: The capital gains which arise from the transfer of the capital assets. The capital assets which are held for 36 months or less are short-term assets. However, the income from shares and securities of 12 months or more are considered to be long-term capitals. The long-term interests have a lower rate of interest.

• The income from other sources: The other sources of incomes cover any income which is not specified under any of the above heads. The expensed incurred while investing for this income is taken into consideration, and tax benefits are provided accordingly.

 

Changes in the direct tax slabs in India in the budget 2011-12: The exemption limit was increased from 1.6 lakhs to 1.8 lakhs. However because of inflation over 10 percent this has hardly benefited anybody. The minimum age to qualify as a senior citizen has been reduced from 65 to 60. Exemption limit for the senior citizens have been raised from 2.4 lakhs to 2.5 lakhs. The very senior citizens are exempt from paying taxes till the annual income of 5 lakhs. The salaried people need not file return for income tax if TDS is being deducted from their salary. If the tax is directly deducted from the salary then it is direct tax.

 

Analysis of the tax incidence on different investment tools:

 

Pays and Perks: The idea of bringing in the government provided accommodation as a part of the salary has been dropped. The perks of government staff will continue as before. The initial draft of the plan was confronted by the salaries class of government servants.

Income Tax Slabs: The draft states that there will be a 10 percent tax for the slab 1.8 lakhs to 10 lakhs, and 20 % for the others.

Home Loans: The government has planned to continue the major tax incentive on the housing loans. The tax payers will get benefit till the loan of 1.5 lakhs per annual but the rental income will be taxed.

Insurance and ULIPs: The new life insurance products do not have any tax proposed. These fall under the exempt-exempt-exempt rule. The new ULIPs issued after DTC can be taxed only after maturity. The existing ones will be relieved from tax only on midway withdrawal and maturity.

Equity Mutual Funds: The long-term capital gain tax on the unit of equity fund is proposed. It is planned to calculate the long-term gain on equity funds and equity only after the deduction of a certain percentage of the capital gains irrespective of any indexation.

What is Direct Tax? The tax paid to the government directly by the tax-payer (like the Capital Gains Tax and the Income Tax) are called Direct Tax. In other words, it can be stated direct tax is taken away from ones salary or wages directly. However, the property tax which is imposed by the government is also called direct tax. In India, the collections which are clubbed under direct taxes are Banking Cash Transaction, Securities Transaction Tax, Personal Income Tax, Corporate Tax and Fringe Benefit Tax. The collections of Direct Taxes in India are increasing smoothly over the years.

 

Income Tax in India: The income earned during a financial year (April 1^st till March 31^st) is taxable as per the prescribed rates for that year. Here, a resident based tax paying system is followed. The taxes are charged keeping in view the residential status (not citizenship). The categories are resident, resident but not ordinarily resident, and nonresident. In case of Indian sourced income- all the three categories are taxable in India. However, for the foreign sourced income of only the residents are charged. The foreign sourced incomes of the resident but not ordinarily resident and the non-resident are not taxable in India. The Indian companies are always categorized under Indian resident. Moreover, the companies which are controlled from India are also categorized as Indian. The rest of the companies are non-resident.

 

The Central Board of Direct Taxation (CBDT) takes care of the Direct Taxation in India. The CBDT is a division of revenue which is a part of the Ministry of Finance. It creates and regulates the direct taxes in India. It manages the direct tax law according to the rules of the Income Tax department. The revenue act of 1963 is utilized to govern the proceedings of CBDT.

 

The tax structure in India is divided amongst the local government, the state government and the central government. The central government charges taxes for income, service tax, central excise and custom duties. The state government charges taxes like professional tax, land revenue, VAT (value added tax), stamp duty and state excise. The civic (local) bodies charge taxes of properties and octroi. The capital gains, tax incentive, corporate and personal income tax also fall under this category.

 

In India, the following heads of income are taxed:

• Salaries: The payments received for rendering services, wages, pensions, fees, commissions, as well as the taxable amount of all prerequisites are covered under this head. In India, the employers are provided with standard rules for making these deductions. The deduction depends on the salary of the tax-payer.

 

• The income from a house or property: The income earned by renting out premises for residential or commercial purposes are taxed under this category. There are two prescribed cuttings under this head.

 

• The profits or gains from any business or profession: The revenue (above a certain limit) generated from business are permissible for deduction under the tax guidelines of India. The revenue expenditures are also taxed under this head following the taxation rules.

 

• The capital gains: The capital gains which arise from the transfer of the capital assets. The capital assets which are held for 36 months or less are short-term assets. However, the income from shares and securities of 12 months or more are considered to be long-term capitals. The long-term interests have a lower rate of interest.

• The income from other sources: The other sources of incomes cover any income which is not specified under any of the above heads. The expensed incurred while investing for this income is taken into consideration, and tax benefits are provided accordingly.

 

Changes in the direct tax slabs in India in the budget 2011-12: The exemption limit was increased from 1.6 lakhs to 1.8 lakhs. However because of inflation over 10 percent this has hardly benefited anybody. The minimum age to qualify as a senior citizen has been reduced from 65 to 60. Exemption limit for the senior citizens have been raised from 2.4 lakhs to 2.5 lakhs. The very senior citizens are exempt from paying taxes till the annual income of 5 lakhs. The salaried people need not file return for income tax if TDS is being deducted from their salary. If the tax is directly deducted from the salary then it is direct tax.

 

Analysis of the tax incidence on different investment tools:

 

Pays and Perks: The idea of bringing in the government provided accommodation as a part of the salary has been dropped. The perks of government staff will continue as before. The initial draft of the plan was confronted by the salaries class of government servants.

Income Tax Slabs: The draft states that there will be a 10 percent tax for the slab 1.8 lakhs to 10 lakhs, and 20 % for the others.

Home Loans: The government has planned to continue the major tax incentive on the housing loans. The tax payers will get benefit till the loan of 1.5 lakhs per annual but the rental income will be taxed.

Insurance and ULIPs: The new life insurance products do not have any tax proposed. These fall under the exempt-exempt-exempt rule. The new ULIPs issued after DTC can be taxed only after maturity. The existing ones will be relieved from tax only on midway withdrawal and maturity.

Equity Mutual Funds: The long-term capital gain tax on the unit of equity fund is proposed. It is planned to calculate the long-term gain on equity funds and equity only after the deduction of a certain percentage of the capital gains irrespective of any indexation.

Stocks Investment: In stock investment the difference between the long-term and short-term capital gains have been removed. These gains will be considered as income from the ordinary sources and will be taxed accordingly.

Provident Fund: All saving plans (inclusive of the PF’s) will be taxed or deducted at the time of withdrawal. The PPF (public provident fund), (GPF) government provident fund, and pension fall under the EEE benefit.

Furthermore, the pension products also received special facilities.

 

Stocks Investment: In stock investment the difference between the long-term and short-term capital gains have been removed. These gains will be considered as income from the ordinary sources and will be taxed accordingly.

Provident Fund: All saving plans (inclusive of the PF’s) will be taxed or deducted at the time of withdrawal. The PPF (public provident fund), (GPF) government provident fund, and pension fall under the EEE benefit.

Furthermore, the pension products also received special facilities.

 

Stocks Investment: In stock investment the difference between the long-term and short-term capital gains have been removed. These gains will be considered as income from the ordinary sources and will be taxed accordingly.

Provident Fund: All saving plans (inclusive of the PF’s) will be taxed or deducted at the time of withdrawal. The PPF (public provident fund), (GPF) government provident fund, and pension fall under the EEE benefit.

Furthermore, the pension products also received special facilities.

 

Travel Insurance Policy- Why do you need it?

Are you planning to travel? Do you have a travel insurance policy? Do you know how a travel insurance policy will help you? Interested to know why do you need it? Read on… A travel insurance policy provides you protection from the moment you depart for your tour till your return back to your place of origin. It eases out any financial problem or other hassles you may encounter during your trip. Your travel agent may help you to get in touch with a company which provides travel insurance. Or, you may be proactive and research on your own- which company to go to and which policy or policies to opt for.

In India, it is advisable not to rely on a travel agent for linking you with a suitable company. Some travel agents themselves try to cover you in the packages they offer but these are not sufficient to meet all you needs during the crisis. The insurance companies in India provide customized solutions to all your travel needs. These policies do not punch a hole in your pocket. On the other hand their services are highly beneficial is ill luck strikes you. So, why take all the tension while you travel? Insure your travel instead.

The travel insurance policy is a type of general insurance policy. You can select a policy which suits you the best. Primarily, you need to keep in view (approximately) how many times you travel per year. If you travel frequently- separate insurance policies with every trip are sheer waste of hard earned money. In most of the policies you are insured for all your trips you take during the year. Thus, you can save money and yet travel safe. This is very economic for you if the travel bug bites you several times a year. If you loose money, are in short of cash, or loose your baggage- you will be compensated by your travel insurance policy. However, there is a limit of 120 days per year. If you travel more than that- a single policy may not be the right choice for you. You need to explore more options to insure your travels.

The travel insurance companies in India believe that people travel to rejuvenate themselves. They also feel that if the travelers are constantly worried about their safety, cash, baggage and so on- the fun of the trip is half spoilt. Once you insure your travel you need not miss out any fun on your travel worrying about your luggage. Once you settle on your policy you may need to pay a premium monthly, quarterly, half yearly, or one time. Then, you can take as many trips as you desire. You are safeguarded in case you meet with any accident, delay, mishap, loss or theft.

There are add-on facilities in these policies for your family members or dependents. In India, a maximum of four children below the age of 18 are entitled to get the benefits of travel insurance if they travel with an adult who is insured.

In the advanced nations also there are hazards like mugging, hijacking, theft, flight delays, hospitalization, and so on. There are anti-social elements spread globally to make your vacation a nightmare. Well, this will not be the case if you are meticulous enough and travel with a travel insurance policy.

The people of India are realizing the benefits of traveling to various destinations without tension. Therefore, the travel insurance industry in India is booming. Almost all the insurance companies are trying to overtake their rivals in expanding clientele in this segment. You have a plethora of travel policy options but you need to use your ingenuity to select the best one for you. It is not a difficult task once you are into action. The travel insurance companies of India will facilitate you to accomplish your voyage with good luck.

Travel Insurance Policies in India:

• Apollo DKV Insurance Co. Ltd.

- Easy Travel- Family

- Easy Travel- Individual- Easy Travel- Senior Citizen

- Easy Travel- Annual Multi Trip

• Bajaj Allianz General Insurance Co. Ltd.

- Swadesh Yatra

- Travel Companion

- Travel Assist

- Travel Asia

- Travel Elite

• Cholamandalam MS General Insurance Co. Ltd.

- Chola Travel Insurance- Multi Trip

- Chola Travel Insurnce- Individual

• · HDFC ERGO General Insurance Co. Ltd

- International Business Travel Policy

- Domestic Travel Insurance

- Annual multi-trip Business Travel Policy

• ICICI Lombard General Insurance Co. Ltd.

- Student Mediclaim Insurance

- Domestic Travel Insurance

- Travel Insurance

• IFFCO TOKIO General Insurance Co. Ltd.

- Travel Insurance

• National Insurance Co. Ltd.

- Overseas Mediclaim

- Baggage Policy

• Reliance General Insurance Co. Ltd.

- Reliance Trace Care Insurance- Asia

- Reliance Travel Care Insurance- Student

- Reliance Travel Care Insurance- Individual

- Pravasi Bhartiya Bima

• Royal Sundaram Alliance Insurance Co. Ltd.

- Travel Insurance

• ·Star Health & Allied Insurance Co. Ltd.

- Travel Insurance- Ifamily

- Travel Insurance- Individual

- Travel Insurance- ICorporate

- Travel Insurance- Istudent

· TATA AIG General Insurance Co. Ltd.

- Asia Travel Guard

- Domestic Travel Guard

- Travel Guard

- Student Guard

• The New India Assurance Co. Ltd.

- Baggage Insurance

- Overseas Mediclaim Policy

• ·The Oriental Insurance Co. Ltd.

- Suhana Safar Domestic Policy

- Overseas Mediclaim Business and Holiday

- Overseas Mediclaim Employemtn and Study

• United India Insurance Co. Ltd.

- Suhana Safar Policy

- Marga Bandhu Policy

- Overseas Mediclaim Business and Holiday

- Baggage Policy

planning to travel? Do you have a travel insurance policy? Do you know how a travel insurance policy will help you? Interested to know why do you need it? Read on… A travel insurance policy provides you protection from the moment you depart for your our till your return back to your place of origin. It eases out any financial problem or other hassles you may encounter during your trip. Your travel agent may help you to get in touch with a company which provides travel insurance. Or, you may be proactive and research on your own- which company to go to and which policy or policies to opt for.

In India, it is advisable not to rely on a travel agent for linking you with a suitable company. Some travel agents themselves try to cover you in the packages they offer but these are not sufficient to meet all you needs during the crisis. The insurance companies in India provide customized solutions to all your travel needs. These policies do not punch a hole in your pocket. On the other hand their services are highly beneficial is ill luck strikes you. So, why take all the tension while you travel? Insure your travel instead.

The travel insurance policy is a type of general insurance policy. You can select a policy which suits you the best. Primarily, you need to keep in view (approximately) how many times you travel per year. If you travel frequently- separate insurance policies with every trip are sheer waste of hard earned money. In most of the policies you are insured for all your trips you take during the year. Thus, you can save money and yet travel safe. This is very economic for you if the travel bug bites you several times a year. If you loose money, are in short of cash, or loose your baggage- you will be compensated by your travel insurance policy. However, there is a limit of 120 days per year. If you travel more than that- a single policy may not be the right choice for you. You need to explore more options to insure your travels.

The travel insurance companies in India believe that people travel to rejuvenate themselves. They also feel that if the travelers are constantly worried about their safety, cash, baggage and so on- the fun of the trip is half spoilt. Once you insure your travel you need not miss out any fun on your travel worrying about your luggage. Once you settle on your policy you may need to pay a premium monthly, quarterly, half yearly, or one time. Then, you can take as many trips as you desire. You are safeguarded in case you meet with any accident, delay, mishap, loss or theft.

There are add-on facilities in the policies for your family members or dependents. In India, a maximum of four children below the age of 18 are entitled to get the benefits of travel insurance if they travel with an adult who is insured.

In the advanced nations also there are hazards like mugging, hijacking, theft, flight delays, hospitalization, and so on. There are anti-social elements spread globally to make your vacation a nightmare. Well, this will not be the case if you are meticulous enough and travel with a travel insurance policy.

The people of India are realizing the benefits of traveling to various destinations without tension. Therefore, the travel insurance industry in India is booming. Almost all the insurance companies are trying to overtake their rivals in expanding clientele in this segment. You have a plethora of travel policy options but you need to use your ingenuity to select the best one for you. It is not a difficult task once you are into action. The travel insurance companies of India will facilitate you to accomplish your voyage with good luck.

Travel Insurance Companies and Policies in India:

· Apollo DKV Insurance Co. Ltd.

- Easy Travel- Family

- Easy Travel- Individual

- Easy Travel- Senior Citizen

- Easy Travel- Annual Multi Trip

• Bajaj Allianz General Insurance Co. Ltd.

- Swadesh Yatra

- Travel Companion

- Travel Assist

- Travel Asia

- Travel Elite

• Cholamandalam MS General Insurance Co. Ltd.

- Chola Travel Insurance- Multi Trip

- Chola Travel Insurnce- Individual

· HDFC ERGO General Insurance Co. Ltd

- International Business Travel Policy

- Domestic Travel Insurance

- Annual multi-trip Business Travel Policy

• ICICI Lombard General Insurance Co. Ltd.

- Student Mediclaim Insurance

- Domestic Travel Insurance

- Travel Insurance

• IFFCO TOKIO General Insurance Co. Ltd.

- Travel Insurance

· National Insurance Co. Ltd.

- Overseas Mediclaim

- Baggage Policy

• Reliance General Insurance Co. Ltd.

- Reliance Trace Care Insurance- Asia

- Reliance Travel Care Insurance- Student

- Reliance Travel Care Insurance- Individual

- Pravasi Bhartiya Bima

· Royal Sundaram Alliance Insurance Co. Ltd.

- Travel Insurance

· Star Health & Allied Insurance Co. Ltd.

- Travel Insurance- Ifamily

- Travel Insurance- Individual

- Travel Insurance- ICorporate

- Travel Insurance- Istudent

· TATA AIG General Insurance Co. Ltd.

- Asia Travel Guard

- Domestic Travel Guard

- Travel Guard

- Student Guard

• The New India Assurance Co. Ltd.

- Baggage Insurance

- Overseas Mediclaim Policy

· The Oriental Insurance Co. Ltd.

- Suhana Safar Domestic Policy

- Overseas Mediclaim Business and Holiday

- Overseas Mediclaim Employemtn and Study

• United India Insurance Co. Ltd.

- Suhana Safar Policy

- Marga Bandhu Policy

Are you planning to travel? Do you have a travel insurance policy? Do you know how a travel insurance policy will help you? Interested to know why do you need it? Read on… A travel insurance policy provides you protection from the moment you depart for your our till your return back to your place of origin. It eases out any financial problem or other hassles you may encounter during your trip. Your travel agent may help you to get in touch with a company which provides travel insurance. Or, you may be proactive and research on your own- which company to go to and which policy or policies to opt for.

In India, it is advisable not to rely on a travel agent for linking you with a suitable company. Some travel agents themselves try to cover you in the packages they offer but these are not sufficient to meet all you needs during the crisis. The insurance companies in India provide customized solutions to all your travel needs. These policies do not punch a hole in your pocket. On the other hand their services are highly beneficial is ill luck strikes you. So, why take all the tension while you travel? Insure your travel instead.

The travel insurance policy is a type of general insurance policy. You can select a policy which suits you the best. Primarily, you need to keep in view (approximately) how many times you travel per year. If you travel frequently- separate insurance policies with every trip are sheer waste of hard earned money. In most of the policies you are insured for all your trips you take during the year. Thus, you can save money and yet travel safe. This is very economic for you if the travel bug bites you several times a year. If you loose money, are in short of cash, or loose your baggage- you will be compensated by your travel insurance policy. However, there is a limit of 120 days per year. If you travel more than that- a single policy may not be the right choice for you. You need to explore more options to insure your travels.

The travel insurance companies in India believe that people travel to rejuvenate themselves. They also feel that if the travelers are constantly worried about their safety, cash, baggage and so on- the fun of the trip is half spoilt. Once you insure your travel you need not miss out any fun on your travel worrying about your luggage. Once you settle on your policy you may need to pay a premium monthly, quarterly, half yearly, or one time. Then, you can take as many trips as you desire. You are safeguarded in case you meet with any accident, delay, mishap, loss or theft.

There are add-on facilities in the policies for your family members or dependents. In India, a maximum of four children below the age of 18 are entitled to get the benefits of travel insurance if they travel with an adult who is insured.

In the advanced nations also there are hazards like mugging, hijacking, theft, flight delays, hospitalization, and so on. There are anti-social elements spread globally to make your vacation a nightmare. Well, this will not be the case if you are meticulous enough and travel with a travel insurance policy.

The people of India are realizing the benefits of traveling to various destinations without tension. Therefore, the travel insurance industry in India is booming. Almost all the insurance companies are trying to overtake their rivals in expanding clientele in this segment. You have a plethora of travel policy options but you need to use your ingenuity to select the best one for you. It is not a difficult task once you are into action. The travel insurance companies of India will facilitate you to accomplish your voyage with good luck.

Travel Insurance Companies and Policies in India:

· Apollo DKV Insurance Co. Ltd.

- Easy Travel- Family

- Easy Travel- Individual

- Easy Travel- Senior Citizen

- Easy Travel- Annual Multi Trip

• Bajaj Allianz General Insurance Co. Ltd.

- Swadesh Yatra

- Travel Companion

- Travel Assist

- Travel Asia

- Travel Elite

• Cholamandalam MS General Insurance Co. Ltd.

- Chola Travel Insurance- Multi Trip

- Chola Travel Insurnce- Individual

· HDFC ERGO General Insurance Co. Ltd

- International Business Travel Policy

- Domestic Travel Insurance

- Annual multi-trip Business Travel Policy

• ICICI Lombard General Insurance Co. Ltd.

- Student Mediclaim Insurance

- Domestic Travel Insurance

- Travel Insurance

• IFFCO TOKIO General Insurance Co. Ltd.

- Travel Insurance

· National Insurance Co. Ltd.

- Overseas Mediclaim

- Baggage Policy

• Reliance General Insurance Co. Ltd.

- Reliance Trace Care Insurance- Asia

- Reliance Travel Care Insurance- Student

- Reliance Travel Care Insurance- Individual

- Pravasi Bhartiya Bima

· Royal Sundaram Alliance Insurance Co. Ltd.

- Travel Insurance

· Star Health & Allied Insurance Co. Ltd.

- Travel Insurance- Ifamily

- Travel Insurance- Individual

- Travel Insurance- ICorporate

- Travel Insurance- Istudent

· TATA AIG General Insurance Co. Ltd.

- Asia Travel Guard

- Domestic Travel Guard

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How can we be Eco-friendly on the day of Holi?

In India, the festival of Holi is a time for merry-making. It is celebrated in the end of February or March (as per the lunar calendar). The climate is pleasant all over the country (India) during this time of the year. Even the nature is blessed with bounty of colors. In this favorable ambience Holi brings happiness to one and all. The message of brotherhood is spread all over the country.

Use of colors in Holi: India is a country of variety. However, there is unity amongst diversity. Though different regions of the country celebrate Holi in unique ways- there are certain common elements. Colors are used all over the country in either dry or liquid forms. People smear or splash colors on each other to bring out the best of the festival. But did you ever hear from any of your near and dear one that these colors may contain harmful chemicals. At times, the media cautions the users of the negative effects of the colors of joy.

In the bygone eras colors made with natural ingredients were used. But now-a-days this festival, like any other festival has been commercialized by many business minded individuals. It is inevitable that the colors used (and even the sweets and savories) include a lot of artificial ingredients harmful for us. Well, the colors of Holi may make you happy but may harm your skin or other parts of body. Now, you surely do not want this to happen to you or anybody you love. Do you? Let us delve into the depth of this matter and see what we can do to remove the evil of the usage of these colors, and yet not spoil the fun of the festival by a bit.

In the current times people buy colors from small time traders on road side. So, you can very well imagine the contamination in these colors. Sometimes these boxes cleverly conceal the view of the warning ‘for industrial use only’ to hoodwink the buyers.

The chemicals which (in general) are used to manufacture the colors and their negative effects: The color Black consists of Lead Oxide and may lead to Renal Failure. The Green color has Copper Sulphate and may result in Eye Allergy, temporary Blindness and puffiness of eyes. Silver color consists of Aluminium Bromide and may lead to Carcinogenic problems. The color Blue may lead to Dermitis. Red color has Mercury Sulphate and is highly toxic. It may lead to Skin Cancer. Gulal (or dry colors) may lead to health problems because it consists of Asbestos and Silica. The heavy metal in this mixture may lead to Skin Diseases or Asthma. The wet colors comprise of Gentian Violet and may cause Skin Discoloration and Dermitis.

How to prepare natural colors? You can use kitchen ingredients to prepare the colors. For getting yellow color you can mix turmeric (haldi) powder and chick pea (besan) flour. Another process of getting the yellow color is by boiling Marigold flowers in water. You can get yellow liquid color by soaking peels of Pomegranate (or Anar) overnight. You can get deep pink color by soaking beetroot in water. The henna leaves which we use to color our hands, feet or hair can be used to produce reddish orange color.

What if you cannot prepare your own natural colors? Well, you may not have the time or patience to prepare your own colors to use in Holi. Do not worry- there are options of buying these natural colors from several environmental groups. These are promoted by many organizations with a view for benefiting mankind as well as nature. You will be informed regarding the source of the colors to give you confidence to use them (and pay a bit more price).

Ventures to aid the preparation and use of natural colors: Navdanya (Delhi) has published a book and spoke of biodiversity which is the source of natural colors in a book named ‘Abir Gulal’. Delhi based Development Alternatives and Pune based Kalpavriksh has created educational tools for teaching children how to make their Holi colors using natural ingredients. Then there was CLEAN India campaign involving children. In this campaign the younglings learnt how to use natural items and produce beautiful colors.

The Holi Bonfire: It has been scientifically proved that the fuel burning during the ‘Holika Dahan’ process creates imbalance in the environment. Tons of wood are wasted in this way causing harm to the natural resources. The numbers of bonfires are also innumerable. This is of course a matter of concern. The smoke given out of these bonfires are very harmful for the animals and plants. Social groups like Sadvichar Parivar are encouraging the usage of community bonfire instead of bonfires in every nook and corners of the streets. Some other groups are motivating people to use waste material instead of wood.

Can we reduce the waste of water during Holi? Presently our planet is facing severe crisis of water. This water shortage is leading us to ponder about the future generations of the planet. Not only human beings but also the plants require water for survival. Buckets of (colored) water are thrown at each other during Holi. The colors of Holi are mixed using water. This is leading to severe shortage of water in some urban areas. Many people have to survive without supply of water for many days. Considering all these problems- it is advisable that we play a dry Holi using natural colors. It maybe initially difficult to accept the change but considering the long-term rewards we surely can try out this avenue to save water.

Can India face the quakes? No place for complacency!

Recently, the most technologically advanced nation of the world, Japan got hit by an earthquake that measured 8.9 on the Richter scale. Post this incident there have many assurances from Manmohan Singh, the Prime Minister of India towards the fact that nuclear plants in India are safe owing to the fact that they are not close to the geological faults generating earthquakes and tsunamis; despite this, the leading geologists in India have voiced their concern regarding this similar kind of threats and India’s preparedness to tackle the kind of devastating situation as in Japan.

A well-known geologist at the Jawaharlal Nehru Centre for Advanced Scientific Research located at Bangalore, K.S. Valdiya is among those who think that complacence will definitely be harmful. He also said that had the tsunami of 2004 happened from near the Andaman Islands, and not Sumatra, it would have lashed the eastern coast of India with greater ferocity.

Several earthquakes capable of generating tsunamis have originated near the Andaman Islands and it cannot be guaranteed that such huge events won’t be taking place in future.

As per the latest works of K.S. Valdiya, the “lineaments” identified by the field work and remote sensing along the west coasts of states like Kerala, Karnataka and Maharashtra “are actually geological faults” that have the potential capability of causing earthquakes. While some of the faults are inert, some on the other hand are active and locked as well that is without any movement.

Valdiya also added further that

“one cannot simply locate nuclear plants on the basis of today’s hazard zoning map that is based on past occurrences of earthquakes………Just because a fault has not been identified, it doesn’t mean the fault does not exist”.

Valdiya’s work has also come up with detection of a seismic “hotspot” near the Indo-Gangetic plain, which should be addressed.

As per C.P. Rajendran from the Centre for Earth Sciences at the Indian Institute of Science located in Bangalore, India has the biggest threat of earthquake from the Himalayan region. To quote him:

“One of our major concerns should be the 2,500-km long Himalayan plate boundary that extends from the northwest to northeast, a zone that hosts potential fault lines that could generate both large and great earthquakes (magnitude-7 and above).”

There are several gaps Himalayan axis such as the central Himalayas, which have been quiet from a long time and might generate earthquakes in future. There are seismic gaps also in the northeast Himalayas. Rajendran believes that the geologists in India should take motivation from the Japanese disaster and the 2010 earthquake in Haiti and thereby check out India’s preparedness to handle earthquake-related calamities.

He also added:

“We need to focus both on the earthquake engineering and on the scientific research of the earthquake processes.”

A senior geologist at NGRI that is National Geophysical Research Institute located in Hyderabad, Vineet Gahalaut also agreed to this saying:

“The Japan region is the best instrumented region in the world and even there this earthquake occurred as a surprise……We need to improve our understanding of the earthquake occurrence processes. We need more instrumental data”.

Though there are less chances of India facing the threat of an earthquake so big in magnitude yet there are complete chances of earthquake measuring 6 or above in the Richter scale looming over different regions in the country.

The whole India has been categorized into 4 seismic zones, 2, 3, 4 and 5, according to the sensitivity of the region to quakes. Zone 5 consists of areas with earthquake threats measuring about 9 in the Richter scale. Zone 4 consists of quake threats measuring 8to 9 on the Richter scale while Zone 3 comprises of earthquakes in between 6to 8 on the Richter scale. In terms of quake threats, about 65% of India comes under zone 3. About 17 states and 169 districts in India have been announced to be sensitive to earthquakes.

Delhi falls under zone 4. The situation in Delhi is so grave that if an earthquake takes place in the region, lakhs of houses can get destroyed. In the year it was made mandatory for the houses being established in the capital city to use anti-earthquake techniques. Unfortunately, it has always been ignored. Similar situations can be found in case of other cities in India as well. About 80% of the population in Delhi is located in irregular colonies and slums constructed without the recommendations from the engineer. Hence it is very obvious that these houses have not been created as per the earthquake situation tackling norms.

Professor S Mukherjee in this regard has pointed out the fact that many localities in Kolkata and Delhi have more than 2 lakh people residing in every square kilometer. Hence in case of earthquakes there are possibilities of heavy casualties.

The most unfortunate fact in India is that the inadequacy in the infrastructure often mars the entire relief measures and procedures in India. In times of disasters, more people die because of the lack in the basic infrastructure. With a ratio of 0.7:1000, India is not even able to provide with a single bed for every 1000 people in the country. Further approximately only a single doctor is available for every 1722 patients in the country.

Scarcity of money or funds is yet another huge problem that is plaguing the Indian system.

When asked if the geologists in India are ready to face similar earthquakes as that of Japan, “No” was the answer that came form Vineet Gahalaut, the senior geologist at the National Geophysical Research Institute (NGRI). He pointed out that:

“The biggest problem is the implementation of building codes and lack of public awareness…….When death toll and economic losses in such a technologically advanced country like Japan may reach so high, imagine a country like India, where there is no law on building codes and almost no public awareness.”

According to the ex-director of NGRI and also the famous seismologist, Vinod Gaur, earthquake or threats from tsunami are surely technologically manageable. Nevertheless, “India’s record of managing even low-intensity hazards is dismal”

Can India face the quakes? No place for complacency! Where it is that India lacks the most; lack of determination or careless attitude on the part of the Government of India, less awareness among the public, lack of fund or inadequate infrastructure? This is a million dollar question that would keep lingering in our minds!

Folk Dances in North India: Experience the Mystical Diversity!

Rich history is what we think of, when we talk about the northern part of India! North India has been home to many kingdoms like Gupta, Maurya, Mughal and British Indian Empires. This resulted in the introduction of diverse culture into the region. This variety and diversity of customs and traditions reflects beautifully in the North Indian Dances.

A beautiful combination of mythological elements and narrative forms, the folk dances in North India are amazingly exquisite. There is a dance for almost every occasion. Some of the North India folk dances have a ritualistic nature and are performed during the harvest time. The Bhangra dance of Punjab is a dance, which is performed during the harvest time. Other such dances that mark the beginning of harvest seasons and cultivation are Hurka Baul in Uttar Pradesh and Dhamyal of Haryana.

Besides these harvest dances, there are other colorful folk and tribal dances as well. These include Dumhal dance performed by the Wattal tribe in Kashmir, Namagen of Himachal Pradesh, Nati dance of Himachal Pradesh, Jhumeila and the Chaunfla of Garhwal etc. Each of the folk dances in North India is unique and exquisite in its own way. The costumes of each of these folk dances amazingly highlight the tradition, culture, taste and festivity of a wide segment of people in the northern region of India. Folk Dances in North India: Experience the Mystical Diversity through these following folk dances:

Bhangra, Luddi and Gidha (Punjab)

One of the energetic and popular Indian Folk Dances is Bhangra. It is performed by males usually. Originating in the state of Punjab, the dance is quite popular during the Punjabi festival, Baisakhi. One of the captivating folk dances of Punjab, Bhangra includes athletic feats and interesting tricks. During the performance the dancers dressed in turbans and lungis surround the drummer.

Yet another beautiful Punjabi folk dance is Luddi performed by the men folk. The dance is performed for celebrating victory. The movements of the snakes are copied in this particular dance.

Gidha is the dance executed by the women folk in Punjab. Either a woman or a pair of women dancers dance away to glory as others surround them and clap in perfect rhythm. This dance is generally performed at the time of the Teeyan festival for welcoming the monsoons.

Dumhal (Jammu & Kashmir)

Dumhal is a beautiful Kashmiri folk dance. It is performed with the help of colorful, long robes and tall conical caps that are studded with shells and beads. Songs provide company to the dancers of the Dumhal dance, wherein the dancers themselves sing the songs.  One of the interesting features of this dance is that, the performers position at a particular location, a banner on the ground and then around that banner they start to men dance.

Namagen (Himachal Pradesh)

The autumnal hue in the state of Himachal Pradesh is celebrated in the month of September through the performance of the Namagen dance. The costumes in this particular dance form are generally woolen. Apart form this, the women also wear heavy silver ornaments, during the dance.

Hurka Baul (Uttaranchal)

Some of the popular seasonal dances in Uttaranchal are Jhumeila, the Hurka Baul of Kumaon and the Chaunfla of Garhwal. Hurka Baul folk dance of Uttranchal is performed at the time of maize and paddy cultivation. On a specific day, post the preliminary ritual, Hurka Baul is performed in various fields, turn by turn. This particular dance has derived its name from the word hurka that represents the drum. The drum provides the dance with the sole musical accompaniment apart from the baul that is the song. There is a singer who narrates stories of heroic deeds and battles, while the players are seen entering from 2 opposite sides and enacting the stories through a sequence of crisp and fine movements. The farmers are found to form 2 rows and then move backwards in harmony, by responding to the rhythm and the tune of the song.

Chholiya is yet another popular dance belonging to the Kumaon region in the state of Uttar Pradesh. It is generally performed at the time of marriages. With the procession proceeding towards the bride’s house, the male dancers arm themselves in swords and shields and dance vivaciously.

Hikat (Himachal Pradesh)

Hikat is a famous folk dance of Himachal Pradesh that is performed by the women in the region. It is executed in pairs wherein the dancers extend their arms to their front and also hold the wrists of each other. The bodies of the dancers are kept inclined towards the back. The dancers keep on making rounds of the same place. Since Himachal Pradeh is a land of festivity and celebration, this dance also forms a part of that same festivity.

Dhamyal and Lahoor (Haryana)

Dhamyal, also known as Duph, is a folk dance of Haryana. The dance is performed either by men alone or along with women as well. Duph means a circular drum that is played by the male dancers, lightly, during the dance. During the spring season in Haryana, its time for celebration, just after the harvest and field work has been completed. This dance forms a part of this celebration.

Lahoor is a dance that is performed by females. It is accompanied by songs that are phrased with witty questions and replies.

Dandiya (Rajasthan)

This is a popular dance form in the magical land of Rajasthan and a well-known folk dance in India. In this particular Rajasthan folk dance, the dancers are seen forming group with slim, long sticks in every hand. The dancers dance in rhythm by striking these sticks to each other’s. It is a beautiful dance to watch, full of chants and energy. There is a drummer who stays right in the center and keeps playing particular tunes from time to time. Dandiya is usually performed during ceremonial events or essential festivals. The dancers put on their gorgeous Rajasthani out-fit.